PPI (Payment Protection Insurance) was sold to many unsuspecting consumers alongside loans, credit cards and mortgages. Many people were mis-sold PPI because they were not informed about the cost of the policy and in many instances the policy was not suitable for their circumstances.
We can claim back PPI premiums on your behalf. We handle the entire process for you and have a very high success rate with PPI claims. Get in touch with us today to see how much we could reclaim for you. We do not charge upfront fees for this service so what do you have to lose?
If you're unsure about whether you can apply to make a compensation claim, read our section on "Can I Claim?" for more information. As long as you've taken out PPI on a loan, mortgage or credit card, there's a strong likelihood that you'll be able to claim your money back. Successful PPI claims average over £2,000!
The PPI Claims Process
To start your claim, simply complete our claim form. We will review your details within one business day and get in touch with you to discuss your claim. We will then send you a claims pack in the post, which is straightforward to complete.
Once you have received your claims pack in the post, simply complete it and return it to us to enable us to press ahead with your complaint. A number of PPI claims can usually be settled within 8 to 10 weeks although sometimes it may take longer than this, depending on the complexity of the claim and the initial response from your lender.
Once an offer of compensation is made, we check the offer to ensure that the refund amount is fair and then inform you of the offer. Once accepted, you will then receive the compensation amount, and if your policy is still running, the insurance is subject to cancellation, thus reducing your monthly repayments.
Reclaiming mis sold PPI (payment protection insurance) does not affect your existing relationship with your lender and will not affect your credit rating in any way. Our PPI Reclaim service is offered on a no win no fee basis.
PPI Claims made simple
We deal with the initial paperwork and your lender so you don’t have to. We operate on a no win no fee basis whereby we charge a flat fee of 25% plus VAT of any compensation amount award. If we do not win your case for whatever reason, our fee will not apply and we will write to you to advise you of this and there will be no fee to pay.
We handle payment protection insurance complaints against all the major lenders, including Barclays PPI claims, Bank of Scotland, Clydesdale Bank, First Plus, Halifax, HSBC, Lloyds TSB, Northern Rock, Santander and Yorkshire Bank as well as those lenders who sold PPI with car finance, such as Welcome Finance.
We know how the reclaiming process works and the tactics lenders employ to avoid paying compensation. We deal with all lenders where payment protection insurance was taken out with your loan, mortgage or credit card. You can claim even if the loan or credit card has been paid off. Don’t delay, start your PPI claim today and we’ll contact you as soon as possible in order to progress your case.